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	<title>Zoom Property Guide</title>
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	<link>http://www.zpguide.com</link>
	<description>Property related news</description>
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		<title>ECO friendly property &#8211; a necessity or a trend ?</title>
		<link>http://www.zpguide.com/2010/04/eco-friendly-property-a-necessity-or-a-trend/</link>
		<comments>http://www.zpguide.com/2010/04/eco-friendly-property-a-necessity-or-a-trend/#comments</comments>
		<pubDate>Thu, 08 Apr 2010 23:07:30 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[ZPG]]></category>

		<guid isPermaLink="false">http://www.zpguide.com/?p=75</guid>
		<description><![CDATA[Just another monday &#8211; about 3 morning emails and a first page title about Eco properties. It&#8217;s time to digg for more info and the result was amazing &#8211; there are so many debates about the Eco properties  that it looks like the crises is over and all buyers will spend more on Eco property.
The [...]]]></description>
			<content:encoded><![CDATA[<p>Just another monday &#8211; about 3 morning emails and a first page title about Eco properties. It&#8217;s time to digg for more info and the result was amazing &#8211; there are so many debates about the Eco properties  that it looks like the crises is over and all buyers will spend more on Eco property.</p>
<p>The row true is that it looks like Eco houses sells faster and for more then conventional buildings. is  this just a passing trend or it&#8217;s a solid investment ? Are the Eco properties outselling  the rest of the real estate items out there ?</p>
<p>A solid online report that I was able to find said that in the beginning of 2010 Eco houses sold for $71 more per s foot andin 7% less time covering about 26% of the entire market.</p>
<p>The response from the entire market  si crisp and clear &#8211; at least as far as investments, Eco buildings is the right choice so far &#8211; al least here in the US.</p>
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		<title>Most of the UK property buyers don&#8217;t know the costs involved</title>
		<link>http://www.zpguide.com/2010/04/most-of-the-uk-property-buyers-dont-know-the-costs-involved/</link>
		<comments>http://www.zpguide.com/2010/04/most-of-the-uk-property-buyers-dont-know-the-costs-involved/#comments</comments>
		<pubDate>Fri, 02 Apr 2010 08:55:57 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[ZPG]]></category>

		<guid isPermaLink="false">http://www.zpguide.com/?p=70</guid>
		<description><![CDATA[More then 25% of UK real estate property buyers have no clue of how much the  deal will cost them according to some recent research. One in ten people think that the overall additional cost will not go over 1,000 when in fact only the fees can go over this amount.
And so the additional costs [...]]]></description>
			<content:encoded><![CDATA[<p>More then 25% of UK real estate property buyers have no clue of how much the  deal will cost them according to some recent research. One in ten people think that the overall additional cost will not go over 1,000 when in fact only the fees can go over this amount.</p>
<p>And so the additional costs of buying a new property with the deposit and mortgage can be a real surprise for most. Some sellers can even advertise the property in a semi legal way by trying to send the wrong message  and &#8220;forget&#8221; to mention  the additional costs involved. With the buyer being concern especially on how much they can borrow and finding the perfect deal in today market most of them forget to take in consideration the additional costs like the solicitor fees, stamp duty tax and much more.</p>
<p>So the bottom line is: Get a mortgage adviser as a wing men in any transaction &#8211; this is not an additional cost as in fact this  will save you money.</p>
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		<title>ZpGuide blog ads</title>
		<link>http://www.zpguide.com/2010/03/zpguide-blog-ads/</link>
		<comments>http://www.zpguide.com/2010/03/zpguide-blog-ads/#comments</comments>
		<pubDate>Fri, 26 Mar 2010 22:30:38 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[ZPG]]></category>

		<guid isPermaLink="false">http://www.zpguide.com/?p=66</guid>
		<description><![CDATA[I&#8217;ve received several requests to put ads and articles from readers on this blog. Some subscribers just want to put comments including a link to a real estate related website. I want to make public the fact that I am ok with that but you will need to contact us. You can add  a reply [...]]]></description>
			<content:encoded><![CDATA[<p>I&#8217;ve received several requests to put ads and articles from readers on this blog. Some subscribers just want to put comments including a link to a real estate related website. I want to make public the fact that I am ok with that but you will need to contact us. You can add  a reply to any of the posts including your link but please contact us so we can publish it including the  link. Overall we can get on the same page and I am sure we can find a way to have a win-win situation.</p>
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			<wfw:commentRss>http://www.zpguide.com/2010/03/zpguide-blog-ads/feed/</wfw:commentRss>
		<slash:comments>2</slash:comments>
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		<title>How to avoid taxes with Real Estate</title>
		<link>http://www.zpguide.com/2010/02/how-to-avoid-taxes-with-real-estate/</link>
		<comments>http://www.zpguide.com/2010/02/how-to-avoid-taxes-with-real-estate/#comments</comments>
		<pubDate>Fri, 19 Feb 2010 14:29:48 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[ZPG]]></category>

		<guid isPermaLink="false">http://www.zpguide.com/?p=64</guid>
		<description><![CDATA[By Tricia L Chaves &#8211; news repost
A fee of two percent per transaction will be charged when the money enters Brazil, in an effort to maintain stability in the short-term investment market, and perhaps capitalize on what is certain to be an increase in interest in Rio de Janeiro, and the rest of the country.
Real [...]]]></description>
			<content:encoded><![CDATA[<p>By Tricia L Chaves &#8211; news repost<br />
A fee of two percent per transaction will be charged when the money enters Brazil, in an effort to maintain stability in the short-term investment market, and perhaps capitalize on what is certain to be an increase in interest in Rio de Janeiro, and the rest of the country.</p>
<p>Real estate transactions are exempt from this tax making it an even better time than ever to take part in Brazil’s thriving housing market. Whether it is for a rental property, a second home, a piece of land to develop, an addition to your company or if you plan to relocate, a property purchase in Brazil is one of the best ways to participate in the country’s growing economy.</p>
<p>With a real estate purchase, you can get the most return and tax benefit from your investment dollar with a generous capital gains tax exemption, in as little as five years. Long-term investors are exempt once they have owned the property for 20 years or more.</p>
<p>Another financial benefit: residents of Brazil enjoy free public health care and education. If you choose to live in Brazil after making your real estate investment, you can deduct any health-related expenses from your annual taxes if you elect to go outside of the free public health system, plus any private education expenses incurred by you or your dependents up to about R$2,198.</p>
<p>The only restrictions to purchasing in Brazil for the foreigner is that property may not be located fewer than 10 km from the country’s borders or on any islands under Brazilian jurisdiction.</p>
<p>Brazil welcomes foreign investment but the process may be different than your home country and therefore hard to navigate without the help of a professional.  It is recommended that you procure a bi-lingual lawyer and real estate broker locally who speaks your native language along with Portuguese to ensure your purchase process runs smoothly, that you understand all of your legal rights and obligations, and to assist in filing the necessary documents for your work and permanent residency privileges.</p>
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		<title>Costa Rica investment &#8211; before the final step.</title>
		<link>http://www.zpguide.com/2010/02/costa-rica-investment-before-the-final-step/</link>
		<comments>http://www.zpguide.com/2010/02/costa-rica-investment-before-the-final-step/#comments</comments>
		<pubDate>Tue, 02 Feb 2010 17:49:21 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[Tips]]></category>
		<category><![CDATA[costa rica]]></category>
		<category><![CDATA[investment]]></category>

		<guid isPermaLink="false">http://www.zpguide.com/?p=50</guid>
		<description><![CDATA[Once you found the property or home you like there are a                     few precautions you need to take.
Make sure you know the real value of the property. Ask  around (real estate firms, agents). Find similar [...]]]></description>
			<content:encoded><![CDATA[<p>Once you found the property or home you like there are a                     few precautions you need to take.</p>
<p>Make sure you know the real value of the property. Ask  around (real estate firms, agents). Find similar property and compare value, location etc.</p>
<p>Do not assume the seller or broker is trustworthy just because they speak English. Ask for references.</p>
<p>Make sure the property you are about to purchase in not part of a nation park or is subject to restricted use. There are areas near Dominical, for example, that abut a rain forest where it is forbidden to cut any trees. Find the right authority and phone them.</p>
<p>If you purchase raw land, be sure to get a soil sample and hire an engineer, especially if your lot has been cut out of a hillside.</p>
<p>If you buy in a remote region make sure you can bring electricity to the land. This can be very expensive. Also check to see if the water supply is good in the area.</p>
<p>Do not rely on a verbal contract if you decide to                     make an offer. Get everything in writing.</p>
<p>Check out your neighbors.</p>
<p>Ask about the region, region value etc</p>
<p>If buying in the city it is extremely important to be familiar with the neighborhood where you decide to buy. Make sure you are not buying in a crime-ridden area. That will only apply if you are not in the drug or gun business <img src='http://www.zpguide.com/wp-includes/images/smilies/icon_smile.gif' alt=':-)' class='wp-smiley' />  Just joking.</p>
<p>Feel free to add anything that we&#8217;ve omitted.</p>
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		<slash:comments>22</slash:comments>
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		<title>Google and the Real Estate</title>
		<link>http://www.zpguide.com/2010/01/google-and-the-real-estate/</link>
		<comments>http://www.zpguide.com/2010/01/google-and-the-real-estate/#comments</comments>
		<pubDate>Sun, 24 Jan 2010 22:22:54 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[In the news]]></category>

		<guid isPermaLink="false">http://www.zpguide.com/?p=44</guid>
		<description><![CDATA[Google is changing the policy to return sites to visitors for particular changes. This is affecting the real estate market since Google won&#8217;t return results for local searches. So if you are looking for Real Estate Agents in Sacramento for example Goggle will pop up general results first. You need to have Sacramento as a [...]]]></description>
			<content:encoded><![CDATA[<p>Google is changing the policy to return sites to visitors for particular changes. This is affecting the real estate market since Google won&#8217;t return results for local searches. So if you are looking for Real Estate Agents in Sacramento for example Goggle will pop up general results first. You need to have Sacramento as a very strong keywords in your post or site in order to get listed in front. And since you can&#8217;t fight  with the big dogs in the field like posts and notes from Craigslist for example your post from your site or a local directory will get listed at the end &#8211; not on the first page for sure. Is this bad ? YOu will need to shift your priorities to the major real estate websites and try to get your property listed there in the first place but since the fight is together there what are your chances at the end of the day ?</p>
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		<slash:comments>3</slash:comments>
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		<title>The future is now ?</title>
		<link>http://www.zpguide.com/2010/01/the-future-is-now/</link>
		<comments>http://www.zpguide.com/2010/01/the-future-is-now/#comments</comments>
		<pubDate>Sun, 24 Jan 2010 22:12:16 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[Gossip]]></category>

		<guid isPermaLink="false">http://www.zpguide.com/?p=39</guid>
		<description><![CDATA[In this time of crises the need for a one point entry for all real estate related needs is crucial. It&#8217;s important to be able to find the right realtor, agent or offers in one location. Small, unimportant sites will soon close shop since they won&#8217;t be able to stay in business with only a [...]]]></description>
			<content:encoded><![CDATA[<div id="_mcePaste">In this time of crises the need for a one point entry for all real estate related needs is crucial. It&#8217;s important to be able to find the right realtor, agent or offers in one location. Small, unimportant sites will soon close shop since they won&#8217;t be able to stay in business with only a small market share of users. We know that an add is good to be placed on multiple platforms and places but since most of those places will not bring any views , traffic or real lead soon those places, websites will not stay in the top sites for posting. The feedback from the market is already very crisp and brutal: there is no room for beginners or small market share areas/sites. I am very curios what will happen with the middle zone since most of the middle sites that are covering a good share of this market are in fact satellites of larger websites that are trying to cover a larger area, areas that can&#8217;t be covered by the main brand.</div>
<div id="_mcePaste">Most of the web real estate specialists say that everything will be reduced to only 3-4 major websites and the rest will close shop. I think this will happen in a few years as there is still room for some new entries and small players.</div>
<p>In this time of crises the need for a one point entry for all real estate related needs is crucial. It&#8217;s important to be able to find the right realtor, agent or offers in one location. Small, unimportant sites will soon close shop since they won&#8217;t be able to stay in business with only a small market share of users. We know that an add is good to be placed on multiple platforms and places but since most of those places will not bring any views , traffic or real lead soon those places, websites will not stay in the top sites for posting. The feedback from the market is already very crisp and brutal: there is no room for beginners or small market share areas/sites. I am very curios what will happen with the middle zone since most of the middle sites that are covering a good share of this market are in fact satellites of larger websites that are trying to cover a larger area, areas that can&#8217;t be covered by the main brand.Most of the web real estate specialists say that everything will be reduced to only 3-4 major websites and the rest will close shop. I think this will happen in a few years as there is still room for some new entries and small players.</p>
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		<slash:comments>17</slash:comments>
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		<title>Taxes</title>
		<link>http://www.zpguide.com/2009/12/taxes/</link>
		<comments>http://www.zpguide.com/2009/12/taxes/#comments</comments>
		<pubDate>Tue, 29 Dec 2009 01:01:17 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[ZPG]]></category>

		<guid isPermaLink="false">http://www.zpguide.com/?p=32</guid>
		<description><![CDATA[any people planning to retire use the presence or absence of a state income tax as a litmus test for a retirement destination.  This is a serious miscalculation since higher sales and property taxes can more than offset the lack of a state income tax. The lack of a state income tax doesn’t necessarily ensure [...]]]></description>
			<content:encoded><![CDATA[<p><small><span style="font-family: Arial;">any people planning to retire use the presence or absence of a state income tax as a litmus test for a retirement destination.  This is a serious miscalculation since higher sales and property taxes can more than offset the lack of a state income tax. The lack of a state income tax doesn’t necessarily ensure a low total tax burden.</span></small></p>
<p><small><span style="font-family: Arial;">States raise revenue in many ways including sales taxes, excise taxes, license taxes, income taxes, intangible taxes, property taxes, estate taxes and inheritance taxes.  Depending on where you live, you may end up paying all of them or just a few.</span></small></p>
<p><span style="font-family: Arial;"><small>This section of our Web site provides you with information on state income taxes, sales and fuel taxes, taxes on retirement income, property taxes and inheritance and estate taxes. as well as sales and fuel taxes. It is intended to give you some insight into which states may offer a lower cost of living.  To check out the state where you want to retire,  just select from the state menu above.</small></span></p>
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		<slash:comments>5</slash:comments>
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		<title>Sell it yourself</title>
		<link>http://www.zpguide.com/2009/12/sell-it-yourself/</link>
		<comments>http://www.zpguide.com/2009/12/sell-it-yourself/#comments</comments>
		<pubDate>Tue, 29 Dec 2009 00:43:02 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[ZPG]]></category>

		<guid isPermaLink="false">http://www.zpguide.com/?p=28</guid>
		<description><![CDATA[We&#8217;ve  researched what it is really like to sell your              house online, this is the process that we went through when one of our              team sold their property through [...]]]></description>
			<content:encoded><![CDATA[<p>We&#8217;ve  researched what it is really like to sell your              house online, this is the process that we went through when one of our              team sold their property through the website.</p>
<p>I did not have a clue what my property was really worth, i done some                research on nearby flats that were similar in size that were sold in the                weeks before my property was due to go online, this gave me a rough idea,                to make sure i was not going to undercut myself i contacted a local surveyor                who charged me £25 for a visit, he looked at my property for about                20 minutes and gave me a price, he did say however that it was possible                to maybe get more money but i could risk not selling if my property was            too high in price in comparison with others in the neighbourhood.</p>
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		<slash:comments>11</slash:comments>
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		<title>Uk trend</title>
		<link>http://www.zpguide.com/2009/12/uk-trend/</link>
		<comments>http://www.zpguide.com/2009/12/uk-trend/#comments</comments>
		<pubDate>Tue, 29 Dec 2009 00:25:57 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[ZPG]]></category>

		<guid isPermaLink="false">http://www.zpguide.com/?p=25</guid>
		<description><![CDATA[“The excitement caused by rising prices in recent months has hidden the fundamentals that have contributed to this performance – particularly the degree to which the affluent and equity rich have led the market.
“There are good reasons why we ought to expect a slow down in price growth, with prices even falling in 2010. However [...]]]></description>
			<content:encoded><![CDATA[<p>“The excitement caused by rising prices in recent months has hidden the fundamentals that have contributed to this performance – particularly the degree to which the affluent and equity rich have led the market.</p>
<p>“There are good reasons why we ought to expect a slow down in price growth, with prices even falling in 2010. However we believe that this reversal will follow a more benign scenario, rather than a more cataclysmic alternative.</p>
<p>“A weak economy will feed through to lower household wealth and both the ability and willingness to bid up house prices. Continuing growth in unemployment, allied to wage freezes and tax rises, and a rise in average mortgage rates will force a number of sales which, in the absence of greater depth of demand, will see prices slipping back.</p>
<p>“However we believe that price falls will be capped at around 3% in 2010. It would be wrong to expect a continuation of the current rapid recovery in the housing market, the economy is not in a position to permit this in the short-term. Similarly, it would be wrong to expect carnage.</p>
<p>“Real demand is strong, supply in the wider market and the new-build sector is very low and we are unlikely to see a rapid shift away from a low interest rate environment.</p>
<p><strong>Prime London and country markets</strong></p>
<p>“While the prime markets (£500,000+ in the regions and £1m+ in London) have led the recent price recovery, this, in our view, does not make them more at risk of price falls next year. Resilient household wealth at the top of the market has had a direct and positive impact on liquidity in this segment.</p>
<p>“We believe that the future improvement in market conditions will continue to be led from London and southern England, particularly from the higher price brackets.</p>
<p>“Strong demand from UK and international buyers will ensure that the central London property market, in particular, will continue to outperform in 2010.</p>
<p>“However, the central London market will not entirely escape the future uncertainty we are forecasting for the mainstream UK market, and recent strong price growth is unlikely to be maintained. However the positive factors underpinning the capital’s prime market should serve to ensure that price falls are avoided next year.</p>
<p>“Our forecast points to annual growth of 3% in central London prices in 2010, with a steady increase in this rate to 9% in 2011. The aggregate growth we are forecasting for central London in the five years to 2014 is 38%, compared to 19% for the UK mainstream market.</p>
<p>“The key reasons for our confidence with regard to this market are: uniquely in the UK &#8211; London will benefit from the global economic recovery, which is likely to considerably outpace that seen in the UK; Sterling is set to remain relatively weak into the medium-term, encouraging international demand; the economic prospects in central London are brightening more rapidly than elsewhere in the UK.</p>
<p>“The market for farmland is set to remain bullish with prices expected to double to £10,000 per acre by 2015. A lack of farmland for sale coupled with strong demand will continue to push up prices. Demand is already strong from UK farmers looking to expand their businesses, but interest from lifestyle buyers and investors will also start to grow as the economy recovers. As the world&#8217;s population grows food security will become more of an issue and this will be reflected in global soft commodity and agricultural land markets.</p>
<p>“The recession in the house-building sector means that a significant undersupply of housing is emerging across the whole of the UK; but nowhere is this more pronounced than in the central London boroughs, where housing starts have collapsed by over 50% since 2007.</p>
<p>“Our experience in this sector confirms that London’s developers are making considerable efforts to try to bring new schemes forward to capitalise on tight supply in the market and to capture future price growth.”</p>
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